The best way to protect your assets is to safely place them in your own foreign bank account. Offshore Pro Group is happy to offer you the service of opening a private bank account in one of the most attractive banks of Belize, the Heritage International Bank & Trust Limited.
The Provident Bank & Trust of Belize Limited was established in 1998. This financial institution received an A Class license immediately, which allowed the bank to focus on providing banking services to non-residents.
Later on, in 2001, the Alliance Bank of Belize Limited was established in the country. The purpose of this bank was to ensure that the local market has reliable banking services. The bank was offering the best rates for savings and loans in the local market, which was the reason and the instrument of maintaining the development of local business and construction in Belize.
However, the history of these two banks overlapped in 2006, when both the Provident Bank & Trust of Belize Limited and Alliance Bank of Belize Limited got to share common shareholders. And by 2009, the banks were merged together. In order to create a new unified image, the names of both banks were changed on January 1, 2010. The Provident Bank & Trust of Belize Limited became the Heritage International Bank & Trust Limited, and the Alliance Bank of Belize Limited is now called the Heritage Bank Limited.
We would like to offer you an opportunity of becoming a client of the Heritage International Bank & Trust Limited. This is also an opportunity to independently assess the bank’s professionalism, buy advantageous banking products and trust a reliable partner who strictly adheres to the confidentiality rules.
The bank offers its foreign private clients a wide range of banking products at the same top level that is enjoyed by the corporate clients. As a private customer, you can become the owner and holder of the following products:
- Settlement account;
- Withdrawal deposit account;
- Fixed-term deposit;
- Mortgages;
- Deposits;
- Credit cards;
- Prepaid cards;
- Loan;
- And a great Internet banking system for your business.
In our InternationalWealth.info portal, we often recommend that all of our potential clients become foreign account holders. Because this is the easiest and the most unique opportunity to protect your future, and the future of your family.
In Belize, the Heritage International Bank & Trust Limited are renowned for their professionalism and trusting relationships with their customers. The bank’s policy is not only focused on generating the increasing revenues for the bank’s shareholders, but also on increasing the savings of the bank’s customers. At the same time, the bank prefers to pro-actively participate in the lives of its customers by offering them an ample choice of mortgages, student loans, etc.
As soon as you become the holder of a personal account with the Heritage International Bank & Trust Limited, you will be provided with the following:
- You will be issued a personal checkbook;
- You will also get a bank card allowing cash withdrawals from any Heritage Group ATM for free (up to USD 500 a day) or with a small fee at other ATMs;
- Convenient and fast transactions between your settlement and savings accounts;
- Topping up your bank account at a bank’s office or at an ATM;
- Free bank statements via online banking;
- Money management; When you run out of money in your settlement account, the money can be transferred automatically from your savings account at any given moment;
- Access to the bank’s partners and partners of the Credit Union.
But it is very important not just to keep your funds in a foreign bank, but also to have a good opportunity to operate them. That is why the Heritage International Bank & Trust Limited offers you Visa and MasterCard credit cards.
Most likely, you know these cards well enough, but it is very important that the bank works with both of those card service providers. So, if the card of a certain provider gets rejected, you can always use your corporate card issued by another provider. Being a corporate credit card holder, you can enjoy the following benefits:
- Competitive annual interest rate;
- 24-hour customer service;
- 24-hour tracking of illegal transactions with your card;
- Travel accident insurance, insurance during car rental;
- 24-hour easy and simple online access to your account;
- Hard-copy or digital bank statement for each month;
- Credit limit of minimum USD 1,000.00 to maximum USD 25,000.00;
- 150% cash collateral security;
- These cards are available in U.S. dollars.
In addition to the credit cards, you can acquire a MasterCard prepaid card and Visa Travel Money. These are magnetic stripe cards that can be used for shopping in retail outlets, online or shopping malls.
MasterCard prepaid card privileges:
- This card can be used for online shopping;
- Account number is shown on the card;
- Accepted everywhere across the world;
- Fast and easy transfers from your settlement account to your card;
- 24-hour online access to your account information;
- Minimum available balance of USD 20.00 and maximum of USD 10,000.00;
- Maximum card top-up of USD 50,000.00 per month;
- Use the card in the shopping outlets and ATMs;
- These cards are available in U.S. dollars.
Visa Travel Money Travel Cards privileges:
- This card is called the Heritage Traveler because it is a convenient and safe way to keep your money instead of carrying cash;
- Heritage Traveler is accepted worldwide and can be used in retail outlets, ATMs and for online payments;
- The Heritage Traveler card is available in U.S. dollars, but conversion from other currencies is also available and does not delay any card transactions;
In order to make it easier for you to choose your card, we recommend you to check the comparison of Visa Travel Money and MasterCard Prepaid with the Heritage International Bank & Trust Limited:
| Visa Travel Money | MasterCard Prepaid |
| Currency – U.S. dollars, additional card top-up is available | Currency – U.S. dollars, additional card top-up is available |
| Available for withdrawing cash from ATMs and for shopping in stores | Available for withdrawing cash from ATMs and for shopping in stores as well as for online shopping |
| Identifies by 13-digit number on the back side of the card | Identifies by 13-digit serial number on the back side of the card and 16-digit account number on the front side of the card |
| No 3-digit security code on the back side of the card | 3-digit security code present on the back side of the card |
| The card does not show the holder’s name | The card does not show the holder’s name |
| The card design includes the name of the bank and a photo of the bank building | Design of your choice |
| Free access to checking your online transactions and card balance | Free access to checking your online transactions and card balance |
| Maximum card top-up at a time does not exceed USD 10,000.00 | Maximum card top-up at a time does not exceed USD 2,500.00 |
| Maximum available card balance must not exceed USD 10,000.00 | Maximum available card balance must not exceed USD 10,000.00 |
| Card reload rates:USD 1.00 to USD 1,000.00, commission of USD 25.00USD 1,001.00 to USD 5,000.00, commission of USD 50.00USD 5,001.00 to USD 10,000.00, commission of USD 100.00 | Card reload rate: commission for any amount will be USD 25.00 |
| One off commission for the plastic card will be USD 10.00 | One off commission for the plastic card will be USD 10.00 |
| Transaction commission: ATM withdrawal USD 3.50 | Transaction commission:ATM withdrawal USD 3.00Purchases USD 1.00Cancellation USD 1.25 |
| Annual card usage fee USD 25.00 | Monthly card usage fee USD 2.00 |
In addition to such basic banking products as corporate settlement accounts and bank cards for corporate clients, the Heritage International Bank & Trust Limited can offer you certain investment products.
Withdrawal Deposit Account:
- The minimum amount is USD 3,000.00 or the equivalent in another currency;
- Annual nominal interest payments;
- Free and unlimited replenishments and withdrawals;
- Monthly hard-copy or digital bank statements;
- 24/7 online access to your account information;
- Multi-currency accounts are available in EUR, CAD or GBP.
Fixed-Term Deposit:
- This deposit is only available in U.S. dollars;
- Minimum amount is USD 25,000;
- The rate depends on the term and the amount of the deposit;
- Deposit period varies from 90 days to 1 year;
- Low risk and high yield.
Regular Savings Account:
- The minimum amount is USD 500 or the equivalent in another currency;
- Attractive interest rate;
- Quarterly hard-copy or digital bank statements;
- 24/7 online access to your account information;
Savings Account:
- The minimum amount is USD 15,000 or the equivalent in another currency;
- Attractive interest rate;
- Quarterly hard-copy or digital bank statements;
- 24/7 online access to your account information;
You will be able to make 12 withdrawals a year if you have a Savings Account. A commission of USD 5.00 is charged for any additional withdrawal.
Directions for Opening a Private Account with the Heritage International Bank & Trust Limited in Belize:
1. The first and the main step to take is to make a decision on becoming the owner of a private account with the Heritage International Bank & Trust Limited. You should contact us by email to: info@offshore-pro.info. This e-mail address is protected from spam bots, so you will have to enable Javascript in your device to view it and inform us on your intention to get a professional consultancy regarding opening a bank account.
2. In accordance with the service agreement, you will need to pay a fee for the services to be provided and the assistance in getting your private bank account with the Heritage International Bank & Trust Limited opened. You can do that with a card, via PayPal, Western Union, WebMoney, or make a banking transaction. The product cost is 2999 EUR.
3. Next we will move on to collecting and preparing the information that is required for getting your account opened.
For that, you should provide the following documents:
- Filled out, printed and signed copies of the bank papers for opening an account;
- Notarized copy of your travel passport (pages with your photo and signature).
Note: It is possible that the notary may say they do not certify copies of the travel passports. In this case, get an official English translation made and sewn to the original copy (pages with the photo and signature) at the sworn translator’s, and get it notarized.
- Proofs of residence (utility bills);
Translated and notarized copy of a utility bill or a bank account/credit card statement to confirm your residence address.
Note: This document must be no older than 2 months by the time the registration package is submitted, and must be translated into English and notarized. Or it can be a notarized translation of your civil passport into English (the main page with the photo and your signature, as well as the address page).
- Recommendation Letter from your bank or Professional Review (from a notary, an accountant, etc., or your business partner). The Recommendation must be no older than 3 months and issued by a financial institution with which the client has had a relationship for at least 2 years. It should also have the type and status of this relationship described;
Note: all the documents must be translated into English and notarized.
Heritage International Bank & Trust Limited can become your trusted partner. Please contact us by email to info@offshore-pro.info to start the procedure of opening your private account with the Heritage International Bank & Trust Limited.
